RuPay cards you can link to UPI and pay by QR. We track 155 of them from 34 banks, 55 of which are lifetime free, and 62 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • PNBRuPay

    Luxura

    ₹7,500
    Annual fee
    ₹9,000
    Joining
    Rewards
    NA
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Concierge
    • Golf
    • +4
    View details
  • Union BankRuPay

    Nexteria (Ekka)

    ₹12,499
    Annual fee
    ₹12,499
    Joining
    Rewards
    NA
    Forex
    3%
    • Domestic lounge
    • International lounge
    • Dining
    • Travel
    • +4
    View details
  • AxisRuPay

    Magnus (Rupay)

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    NA
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Guest lounge
    • Dining
    View details