Accelerated rewards on e-commerce spends. We track 40 of them from 15 banks, 12 of which are lifetime free, and 28 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCVisa

    Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.5%
    • Railway lounge
    • Dining
    • Movies
    • Shopping
    • +2
    View details
  • IDFCVisa

    Club Vistara

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 4%
    Forex
    2.99%
    • Domestic lounge
    • International lounge
    • Lounge
    • Dining
    • +3
    View details
  • IDFCVisa

    LIC Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Dining
    • Insurance
    • +3
    View details
  • IDFCVisa

    LIC Select

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Insurance
    • Memberships
    • +2
    View details
  • IDFCRuPay

    Power

    ₹199
    Annual fee
    ₹199
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Shopping
    • Insurance
    • Travel
    • Dining
    View details