Under 2% on international spends — for travel and overseas shopping. We track 111 of them from 19 banks, 33 of which are lifetime free, and 82 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 8 of 111 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Railway lounge Movies Insurance Travel View details
Free Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 0% Railway lounge Dining Movies Shopping +2 View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Domestic lounge Railway lounge Concierge Movies +2 View details
Free Annual fee
Free Joining
Rewards 2% to 5%
Forex 0% Domestic lounge Lounge International lounge Lounge +6 View details
Free Annual fee
Free Joining
Rewards 2% to 4%
Forex 0% Domestic lounge International lounge Lounge Dining +3 View details
Free Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 0% Movies Dining Insurance Travel View details
Free Annual fee
Free Joining
Rewards 1% to 2%
Forex 0% Domestic lounge Railway lounge Dining Insurance +3 View details
Free Annual fee
Free Joining
Rewards 1% to 2%
Forex 0% Domestic lounge Railway lounge Insurance Memberships +2 View details Browse credit cards by bank Browse by how you redeem rewards