IDFC has 26 credit cards in our comparison, and 9 of them are lifetime free. 17 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCRuPay

    Power

    ₹199
    Annual fee
    ₹199
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Shopping
    • Insurance
    • Travel
    • Dining
    View details
  • IDFCVisa

    Swyp

    ₹499
    Annual fee
    ₹499
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Railway lounge
    • Movies
    • Memberships
    • Travel
    View details
  • IDFCVisa

    Power Plus

    ₹499
    Annual fee
    ₹499
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Movies
    • Insurance
    • Travel
    View details