Kotak has 31 credit cards in our comparison, and 5 of them are lifetime free. 14 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • KotakVisa

    BIZ

    ₹499
    Annual fee
    ₹299
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Insurance
    View details
  • KotakVisa

    Royale

    ₹999
    Annual fee
    ₹1,499
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • Domestic lounge
    • Insurance
    View details
  • KotakVisa

    White

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Insurance
    View details
  • KotakVisa

    White Reserve

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    3% to 6%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Memberships
    • Concierge
    • +1
    View details