Joining Fee:
₹299 +GST
Return Percentage:1% to 2%
Credit Card Overview
A Kotak Biz card crafted for SMEs and entrepreneurs, offering cashback on business-related spends, milestone vouchers, and expense tracking tools.
Best Suited For: Cashback
Kotak
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹299
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 42% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Kotak BIZ credit card — Earn Categories
Other categories
- Travel4 reward points / ₹100
- Domestic AirlinesTravel · Direct Airlines4 reward points / ₹100
Everyday rate
- Base Rewards1 Reward Points (reward points) / ₹100
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Online Gaming
- Fuel
- Trains
- Education