Kotak BIZ credit card credit card
Joining Fee:

₹299 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A Kotak Biz card crafted for SMEs and entrepreneurs, offering cashback on business-related spends, milestone vouchers, and expense tracking tools.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹299

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak BIZ credit card — Lounge Access

Domestic lounge

1 per quarterquarter
  • No explicit spend condition

Check lounge access airport by airport

We track this card at 18 airports. Check airport-wise lounge availability in the app.

Open in the app