Kotak BIZ credit card credit card
Joining Fee:

₹299 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A Kotak Biz card crafted for SMEs and entrepreneurs, offering cashback on business-related spends, milestone vouchers, and expense tracking tools.

Best Suited For: Cashback

Kotak logoKotak

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹299

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak BIZ credit card — Benefits and Offers

Insurance cover

  • Insurance

    Card Liability Cover upto 50,000.

    Ongoing
    • Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing, and Online Fraud Protection) upto 50,000.
    How to use this
    1. If your card is lost, stolen, or used fraudulently, report it immediately by calling Kotak Bank's 24/7 helpline at 1860 266 2666

  • Insurance

    Purchase Protection upto Rs 25,000.

    Ongoing
    How to use this
    1. For insurance claims, contact Zurich Kotak General Insurance at 1800 266 4545 or email care@zurichkotak.com

4 more benefits on this card

We track all 6 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app