Amex Gold Charge credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1% to 3%

Credit Card Overview

A premium charge card offering 4x Membership Rewards points on dining, travel, and retail purchases. Cardholders enjoy access to global Amex Offers, exclusive event invitations, and concierge services.

Best Suited For: Airline Transfer, Hotel Transfer

Amex logoAmex

Fees and charges at a glance

Annual fee
₹4,500

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Amex Gold Charge credit card — Benefits and Offers

Dining & food delivery

  • Dining

    20% Discount on Dining Bills at Select Partner Restaurants

    Ongoing
    • Enjoy a 20% discount on dining bills at select partner restaurants; get up to 25% off on order-ins from The Leela, The Oberoi Gurgaon, The Lodhi, Hilton, Accor, Roseate, and Qmin; and receive up to 50% discount for up to 10 guests at The Lodhi.
    How to use this
    1. To avail this benefit, log in to the dining partner’s app or website using your registered account. Explore available dining and order-in offers, select your preferred meals or restaurants, and apply the benefit at checkout to enjoy exclusive dining privileges. Complete the payment using your American Express Gold Charge card to unlock the offer.

Insurance cover

  • Insurance

    Lost Card Liability

    Ongoing
    • If the loss is reported to the bank within three working days, the liability of the cardholder would be zero.
    • Otherwise, if the issue is noted after three days, the detriment of the cardholder would be limited to ₹1,000.
    How to use this
    1. To avail this insurance, report the incident to American Express at 1800 102 2355 and for email support contact amexsupport@icicilombard.com.