Amex Gold Charge credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1% to 3%

Credit Card Overview

A premium charge card offering 4x Membership Rewards points on dining, travel, and retail purchases. Cardholders enjoy access to global Amex Offers, exclusive event invitations, and concierge services.

Best Suited For: Airline Transfer, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹4,500

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Amex Gold Charge credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    4,000 Membership Rewards Points.

  2. Spend rewardRepeats every year

    Spend ₹6,000 in a month

    1,000 Membership RPs.