Joining Fee:
₹1000 +GST
Return Percentage:1% to 3%
Credit Card Overview
A premium charge card offering 4x Membership Rewards points on dining, travel, and retail purchases. Cardholders enjoy access to global Amex Offers, exclusive event invitations, and concierge services.
Best Suited For: Airline Transfer, Hotel Transfer
Amex
Fees and charges at a glance
- Annual fee
- ₹4,500
- Joining fee
- ₹1,000
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 42% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Amex Gold Charge credit card — Earn Categories
Where you earn more
- Acer via Amex Rewards MultiplierOnline · Electronics5 MRs / ₹50
There is no minimum spend required and no maximum cap on the Membership Rewards Points you can earn under this offer, and it can be availed multiple times during the offer period.
- Apple via Amex Rewards MultiplierOnline · Electronics5 MRs / ₹50
There is no minimum spend required and no maximum cap on the Membership Rewards Points you can earn under this offer, and it can be availed multiple times during the offer period.
Everyday rate
- Base Rewards1 Membership Rewards (MRs) / ₹50
21 more earning categories on this card
We track all 24 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- HPCL
- Insurance
- UPI