Amex Membership Rewards credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1.5% to 3%

Credit Card Overview

A rewards-centric card offering accelerated Membership Rewards points on everyday transactions, including travel, dining, and e-commerce. Cardholders benefit from flexible redemption options and milestone rewards worth up to ₹5,000 annually.

Best Suited For: Airline Transfer, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹4,500

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1.5% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Amex Membership Rewards credit card — Benefits and Offers

Shopping

  • Apple

    Upto Rs 10,000 Instant Cashback on Apple Products

    Offer valid from 3 October 2024 to 15 January 2025.
    • Up to ₹10,000 instant cashback on Apple products at Apple Saket, Apple BKC, and the Apple Online Store.
    How to use this
    1. To avail this benefit, log in to your Apple ID account via the Apple website or Apple Store app. Use your American Express card enrolled in the Membership Rewards program to shop for Apple products and redeem Membership Rewards points against purchases. For any queries, contact American Express customer care at 1-800-419-2122 or visit the AMEX Support page.

Dining & food delivery

  • Dining

    20% Discount on Dining Bills at Select Partner Restaurants

    Ongoing
    • Get special dining discounts of up to 20% off using your American Express Reward credit card at select restaurants.
    How to use this
    1. To avail this benefit, log in to the dining partner’s app or website using your registered account. Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the benefit at checkout to enjoy up to 25% off at 70+ restaurants. Complete the payment using your American Express Membership Rewards credit card to unlock the offer.