Amex Membership Rewards credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1.5% to 3%

Credit Card Overview

A rewards-centric card offering accelerated Membership Rewards points on everyday transactions, including travel, dining, and e-commerce. Cardholders benefit from flexible redemption options and milestone rewards worth up to ₹5,000 annually.

Best Suited For: Airline Transfer, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹4,500

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1.5% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Amex Membership Rewards credit card — Milestones

  1. Renewal benefitRepeats every year

    No spend needed — in a year

    Earn 5,000 Membership Rewards Points on first-year renewal after paying the annual fee; points are credited within 90 days of renewal.

  2. Spend rewardRepeats every year

    Spend ₹6,000 in a month

    1,000 Membership Reward Points.

  3. Welcome benefit

    Spend ₹15,000 in a year

    4,000 Membership Rewards Points.

  4. Spend rewardRepeats every year

    Spend ₹20,000 in a month

    1,000 Membership RPs.

  5. Annual fee waivedRepeats every year

    Spend ₹90,000 in a year

    50% Renewal Fee Waiver.

  6. Annual fee waivedRepeats every year

    Spend ₹1,50,000 in a year

    The renewal fee will be waived.