AU Altura credit card credit card
Joining Fee:

₹199 +GST

Return Percentage:

0.5% to 1%

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Credit Card Overview

A premium business card offering higher reward rates, travel privileges, and lifestyle perks, making it ideal for professionals seeking maximum benefits from both personal and business expenses.

Best Suited For: Cashback, Catalogue Products

AU logoAUVisa

Fees and charges at a glance

Annual fee
₹199

Charged every year you keep the card

Joining fee
₹199

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Altura credit card — Earn Categories

Everyday rate

  • Base Rewards1 Cashback / ₹100

2 more earning categories on this card

We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Rent
  • Fuel
  • Education
  • Transportation & Tolls
  • Government
  • Jewellery
  • Wallets