AU Altura credit card credit card
Joining Fee:

₹199 +GST

Return Percentage:

0.5% to 1%

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Credit Card Overview

A premium business card offering higher reward rates, travel privileges, and lifestyle perks, making it ideal for professionals seeking maximum benefits from both personal and business expenses.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
₹199

Charged every year you keep the card

Joining fee
₹199

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Altura credit card — Lounge Access

Railway lounge

2 per quarterquarter
  • No explicit spend condition