AU Kosmo (Kiwi) credit card credit card
Joining Fee:

FREE

Return Percentage:

NA

Apply Now

Credit Card Overview

The AU KOSMO Credit Card is a lifetime-free, UPI-enabled credit card designed for digital-first users, offering Kiwi Rewards on everyday spends across UPI Scan & Pay, online shopping, and POS/contactless payments.

Best Suited For:

AU logoAU

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Forex markup
2.75%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

AU Kosmo (Kiwi) credit card — Benefits and Offers

Dining & food delivery

  • EazyDiner

    Upto ₹500 off

    • Flat Rs. 500 Instant Discount Min. bill of ₹6000.
    • Valid once per card per month

Other benefits

  • EMI on UPI

    Cashback on Interest Portion

    • 50% of the interest or ₹1,500, whichever is lower will be returned as cashback for 3-Month EMI and Up to 30% of the interest will be returned as cashback for Tenures > 3 months.
    • Maximum Transaction of ₹75,000 is eligible.