AU Kosmo (Kiwi) credit card credit card
Joining Fee:

FREE

Return Percentage:

NA

Apply Now

Credit Card Overview

The AU KOSMO Credit Card is a lifetime-free, UPI-enabled credit card designed for digital-first users, offering Kiwi Rewards on everyday spends across UPI Scan & Pay, online shopping, and POS/contactless payments.

Best Suited For:

AU logoAU

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Forex markup
2.75%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

AU Kosmo (Kiwi) credit card — Lounge Access

Domestic lounge

3 per yearyear
  • 3 lounge accesses in a year by reaching higher milestones (₹ 50,000, ₹ 1,00,000, ₹ 1,50,000).
  • Exlusive for Kiwi Neon Members