Joining Fee:
Apply NowFREE
Return Percentage:0.5% to 1.5%
Credit Card Overview
A lifestyle card crafted for digitally savvy users, offering flexible EMI options, instant rewards, and a focus on convenience for everyday spends in entertainment, shopping, and dining.
Best Suited For: Cashback, Catalogue Products
AU
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 3.49%
- Interest rate
- 43.08% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
AU LIT credit card — Earn Categories
Other categories
- Offline10 reward points / ₹100
A maximum of 10K RPs can be earned per statement cycle on online and offline spends
- Online10 reward points / ₹100
A maximum of 10K RPs can be earned per statement cycle on online and offline spends
Everyday rate
- Base Rewards1 Reward Point (reward points) / ₹100
4 more earning categories on this card
We track all 7 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Transportation & Tolls
- Fuel
- Wallets
- Rent
- Education