AU LIT credit card credit card
Joining Fee:

FREE

Return Percentage:

0.5% to 1.5%

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Credit Card Overview

A lifestyle card crafted for digitally savvy users, offering flexible EMI options, instant rewards, and a focus on convenience for everyday spends in entertainment, shopping, and dining.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
43.08% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU LIT credit card — Milestones

  1. Spend rewardRepeats every year

    Spend ₹7,500 in a month

    5% Additional Cashback.Applicable on minimum spends of ₹10,000, excluding fuel, rent, cash withdrawals, EMI, and BBPS transactions.Maximum benefit capped at ₹500 per 30-day period.Fee: ₹299 (valid for 30 days).

  2. Spend rewardRepeats every year

    Spend ₹10,000 in a month

    Earn an additional 2% cashback on eligible spends.Applicable on minimum spends of ₹15,000, excluding fuel, rent, cash withdrawals, EMI, and BBPS transactions.Maximum cashback capped at ₹1,000 per 30-day period. Price: ₹199 (valid for 30 days).