Joining Fee:
Apply NowFREE
Return Percentage:0.5% to 1.5%
Credit Card Overview
An upgraded version of Xcite that provides enhanced cashback and accelerated rewards on dining, travel, and online purchases, with milestone benefits for consistent users.
Best Suited For: Cashback, Catalogue Products
AU
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 3.49%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
AU Xcite Ace credit card — Earn Categories
Other categories
- Net Monthly Spends > ₹20K3 Cashback / ₹100
- Net Monthly Spends > ₹12.5K2 Cashback / ₹100
Everyday rate
- Base Rewards3 Cashback / ₹100
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Utilities
- Transportation & Tolls
- Fuel
- Rent