AU Xcite Ace credit card credit card
Joining Fee:

FREE

Return Percentage:

0.5% to 1.5%

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Credit Card Overview

An upgraded version of Xcite that provides enhanced cashback and accelerated rewards on dining, travel, and online purchases, with milestone benefits for consistent users.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Xcite Ace credit card — Benefits and Offers

Concierge

  • Concierge

    24x7 Concierge Services

    Ongoing
    • AU Bank Xcite Ace cardholders can enjoy concierge services including customized travel, entertainment, or leisure experiences, booking flights/hotels, and arranging golf sessions.
    How to use this
    1. You may dial 1800 210 0298 (toll-free) or 022-42320298 for concierge assistance.

Dining & food delivery

  • EazyDiner

    Upto ₹500 off

    • Flat Rs. 500 Instant Discount Min. bill of ₹6000.
    • Valid once per card per month

1 more benefit on this card

We track all 3 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app