AU Xcite Ultra credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A top-tier version of Xcite that maximizes lifestyle and travel rewards, offering higher cashback, milestone bonuses, and additional perks for premium users.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Xcite Ultra credit card — Benefits and Offers

Concierge

  • Concierge

    24x7 Concierge Services

    Ongoing
    • Enjoy concierge services including customized travel, entertainment, or leisure experiences, booking flights/hotels, and arranging golf sessions.
    How to use this
    1. You may dial 1800 210 0298 (toll-free) or 022-42320298 for concierge assistance.

Dining & food delivery

  • Dining

    Enjoy Upto 30% Discount

    Ongoing
    • Enjoy upto 30% discount on over 300+ eligible restaurants.
    How to use this
    1. To avail this benefit, log in to the AU Small Finance Bank Silver Spoon Dining Program using your registered account. Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the benefit at checkout to enjoy elite privileges at top restaurants. Complete the payment using your AU Xcite Ultra credit card to unlock the offer.

2 more benefits on this card

We track all 4 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app