AU Xcite Ultra credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A top-tier version of Xcite that maximizes lifestyle and travel rewards, offering higher cashback, milestone bonuses, and additional perks for premium users.

Best Suited For: Cashback, Catalogue Products

AU logoAU

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Xcite Ultra credit card — Milestones

  1. Spend rewardRepeats every year

    Spend ₹5,000 in a month

    Get 500 bonus RPs on spending ₹5,000 or more within the first 5 days of a month.

  2. Spend reward

    Spend ₹2,50,000 in a year

    5,000 bonus RPs.