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Joining Fee:
Apply Now₹499 +GST
Return Percentage:2% to 5%
Credit Card Overview
A popular cashback card designed for everyday spenders, offering flat cashback on key categories like dining, travel, and bill payments, with simple redemption options.
Best Suited For: Cashback
Axis
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Reward rate
- 2% to 5%
- Forex markup
- 3.5%
- Interest rate
- 55.55% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Axis Ace credit card — Earn Categories
Where you earn more
- Utilities via Google PayUtilities · Utilities5 Cashback / ₹100
A maximum of ₹500 cashback can be earned per statement cycle. · 1% charge on this category · Minimum ₹100 per transaction
- OlaTravel · Cabs4 Cashback / ₹100
A maximum of ₹500 cashback can be earned per statement cycle. · Minimum ₹100 per transaction
Everyday rate
- Base Rewards1.5 Cashback / ₹100
Minimum ₹100 per transaction
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Utilities
- Government
- Jewellery
- Rent
- UPI
- Wallets
- Insurance
- EMI
- Education