Axis Ace credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

2% to 5%

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Credit Card Overview

A popular cashback card designed for everyday spenders, offering flat cashback on key categories like dining, travel, and bill payments, with simple redemption options.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
2% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
55.55% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Axis Ace credit card — Milestones

  1. Joining fee waived

    No spend needed — in 45 years

    The joining fee will be waived.

  2. Annual fee waivedRepeats every year

    Spend ₹2,00,000 in a year

    The renewal fee will be waived.