Joining Fee:
Apply Now₹250 +GST
Return Percentage:0.5% to 1%
Credit Card Overview
A co-branded card with Freecharge that rewards mobile recharges, bill payments, and wallet spends with cashback and discounts, making it ideal for digital-first users.
Best Suited For: Brand Wallet, Cashback
Axis
Fees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- ₹250
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 55.55% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Axis Freecharge credit card — Earn Categories
Everyday rate
- Base Rewards1 Cashback / ₹100
Minimum ₹100 per transaction
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Wallets
- Rent
- Fuel
- Insurance
- EMI
- Jewellery
- Government
- Utilities