Axis Freecharge credit card credit card
Joining Fee:

₹250 +GST

Return Percentage:

0.5% to 1%

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Credit Card Overview

A co-branded card with Freecharge that rewards mobile recharges, bill payments, and wallet spends with cashback and discounts, making it ideal for digital-first users.

Best Suited For: Brand Wallet, Cashback

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Fees and charges at a glance

Annual fee
₹250

Charged every year you keep the card

Joining fee
₹250

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
55.55% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Axis Freecharge credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access