Joining Fee:
₹9999 +GST
Return Percentage:NA
Credit Card Overview
A lifestyle credit card offering rewards and everyday benefits across shopping, travel, dining, and regular spends.
Best Suited For:
Bandhan Bank
Fees and charges at a glance
- Annual fee
- ₹9,999
- Joining fee
- ₹9,999
- Forex markup
- 1%
Charged every year you keep the card
Paid once when you get the card, plus GST
Extra charge on foreign spends
Bandhan Bank Lumina credit card — Earn Categories
Everyday rate
- Base Rewards16 Reward Points (reward points) / ₹200
1 more earning category on this card
We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Rent
- Government