Bandhan Bank Lumina credit card credit card
Joining Fee:

₹9999 +GST

Return Percentage:

Credit Card Overview

A lifestyle credit card offering rewards and everyday benefits across shopping, travel, dining, and regular spends.

Best Suited For:

Bandhan Bank logoBandhan Bank

Fees and charges at a glance

Annual fee
₹9,999

Charged every year you keep the card

Joining fee
₹9,999

Paid once when you get the card, plus GST

Forex markup
1%

Extra charge on foreign spends

Bandhan Bank Lumina credit card — Milestones

  1. Welcome benefit

    Spend ₹20,000 in a month

    ₹10,000 'Giftwrapped by Oberoi' e-voucher

  2. Spend rewardRepeats every year

    Spend ₹1,00,000 in a month

    10K Reward Points

  3. Annual fee waivedRepeats every year

    Spend ₹12,00,000 in a year

    The renewal fee will be waived.