BOB Easy credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

0.5% to 1%

Credit Card Overview

An entry-level Bank of Baroda card offering basic rewards on shopping and bill payments, crafted for users new to credit with simple redemption options.

Best Suited For: Cashback

BOB logoBOB

Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
41.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Easy credit card — Benefits and Offers

Dining & food delivery

  • EazyDiner

    Upto ₹400 off

    • Flat Rs. 400 Instant Discount Min. bill of ₹5500.
    • Valid once per card per month

Insurance cover

  • Insurance

    Personal Accident

    Ongoing
    • This credit card offers accidental death cover to the primary credit cardholder.
    How to use this
    1. To claim this insurance, report the incident to Bank of Baroda Customer Care at 1800 22 5100 and for email support, contact crm@bobfinancial.com