Joining Fee:
₹500 +GST
Return Percentage:0.5% to 1%
Credit Card Overview
An entry-level Bank of Baroda card offering basic rewards on shopping and bill payments, crafted for users new to credit with simple redemption options.
Best Suited For: Cashback
BOBFees and charges at a glance
- Annual fee
- ₹500
- Joining fee
- ₹500
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 41.88% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Easy credit card — Lounge Access
No airport lounge access on this card
Lounge access is usually reserved for cards with an annual fee.
See cards that include lounge access