BOB Easy credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

0.5% to 1%

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Credit Card Overview

An entry-level Bank of Baroda card offering basic rewards on shopping and bill payments, crafted for users new to credit with simple redemption options.

Best Suited For: Cashback

BOB logoBOBVisa

Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
41.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Easy credit card — Earn Categories

Everyday rate

  • Base Rewards1 Reward Point (reward points) / ₹100

2 more earning categories on this card

We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Cleaning and Maintenance
  • Hospitals
  • Rent
  • Fuel
  • Agriculture
  • Government
  • Education
  • Supermarket & convenience store
  • Insurance
  • Charity
  • Transportation & Tolls
  • Fast food restaurants
  • Contractor
  • Wallets