Joining Fee:
₹1000 +GST
Return Percentage:NA
Credit Card Overview
A premium lifestyle card delivering high-value rewards, travel benefits, milestone vouchers, and lounge access, aimed at affluent users seeking aspirational perks with Rupay benefits
Best Suited For:
BOB
Fees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
Charged every year you keep the card
Paid once when you get the card, plus GST
Extra charge on foreign spends
Only if you don't pay the full bill
BOB Premier (Rupay) credit card — Earn Categories
Other categories
- DiningF&B · Dining10 reward points / ₹100
A maximum of 2000 RPs can be earned per statement cycle on Dining, Travel, and International spends.
- InternationalInternational · International10 reward points / ₹100
A maximum of 2000 RPs can be earned per statement cycle on Dining, Travel, and International spends.
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹100
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Contractor
- Cleaning and Maintenance
- Government
- Education
- Hospitals
- Fuel
- Supermarket & convenience store
- Insurance
- Charity
- Fast food restaurants
- Wallets
- Transportation & Tolls
- Rent
- Agriculture