BOB Premier (Rupay) credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

Credit Card Overview

A premium lifestyle card delivering high-value rewards, travel benefits, milestone vouchers, and lounge access, aimed at affluent users seeking aspirational perks with Rupay benefits

Best Suited For:

BOB logoBOB

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

BOB Premier (Rupay) credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    500 bonus reward points on spends of Rs. 5000 or more within 60 days of card issuance.

  2. Annual fee waivedRepeats every year

    Spend ₹1,20,000 in a year

    The renewal fee will be waived.