BOB Premier credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A premium lifestyle card delivering high-value rewards, travel benefits, milestone vouchers, and lounge access, aimed at affluent users seeking aspirational perks.

Best Suited For: Experience, Travel Booking

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Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Premier credit card — Benefits and Offers

Dining & food delivery

  • EazyDiner

    Upto ₹400 off

    • Flat Rs. 400 Instant Discount Min. bill of ₹5500.
    • Valid once per card per month

Insurance cover

  • Insurance

    Personal Accident

    Ongoing
    • Personal air accident covers worth ₹50L (applicable only in case of loss of life). Accidental death cover (for other reasons) worth ₹10L.
    How to use this
    1. To claim this insurance, report the incident to Bank of Baroda Customer Care at 1800 22 5100 and for email support, contact crm@bobfinancial.com