Joining Fee:
₹1000 +GST
Return Percentage:1% to 2%
Credit Card Overview
A premium lifestyle card delivering high-value rewards, travel benefits, milestone vouchers, and lounge access, aimed at affluent users seeking aspirational perks.
Best Suited For: Experience, Travel Booking
BOBFees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Premier credit card — Lounge Access
Domestic lounge
1 per quarterquarter- Spend ₹20K in the previous calendar quarter.