Joining Fee:
FREE
Return Percentage:2% to 4%
Credit Card Overview
An entry-level BOB card offering basic rewards on everyday categories with simple redemption, crafted for users who prefer affordability and straightforward benefits.
Best Suited For: Experience, Travel Booking
BOB
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 2% to 4%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Prime credit card — Earn Categories
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹100
1 more earning category on this card
We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Wallets
- Rent
- Fuel
- Transportation & Tolls
- Agriculture
- Contractor
- Cleaning and Maintenance
- Government
- Education
- Supermarket & convenience store
- Fast food restaurants
- Hospitals
- Insurance
- Charity