BOB Prime credit card credit card
Joining Fee:

FREE

Return Percentage:

2% to 4%

Credit Card Overview

An entry-level BOB card offering basic rewards on everyday categories with simple redemption, crafted for users who prefer affordability and straightforward benefits.

Best Suited For: Experience, Travel Booking

BOB logoBOB

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
2% to 4%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Prime credit card — Benefits and Offers

Dining & food delivery

  • EazyDiner

    Upto ₹400 off

    • Flat Rs. 400 Instant Discount Min. bill of ₹5500.
    • Valid once per card per month

Insurance cover

  • Insurance

    Personal Accident

    Ongoing
    • With the Prime credit card issued by Bank of Baroda, you get free personal insurance to cover your losses and damages suffered.
    How to use this
    1. To claim this insurance, report the incident to Bank of Baroda Customer Care at 1800 22 5100 and for email support, contact crm@bobfinancial.com