BOB UNI GoldX (Rupay) credit card credit card
Joining Fee:

FREE

Return Percentage:

NA

Apply Now

Credit Card Overview

A co-branded UNI Gold X variant issued by BOB, offering digital-first usage, EMI flexibility, and cashback on lifestyle and shopping categories with benefits of Rupay Network.

Best Suited For:

BOB logoBOBRuPay

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Forex markup
0%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

BOB UNI GoldX (Rupay) credit card — Earn Categories

Everyday rate

  • Base Rewards100 Uni Coins / ₹100

2 more earning categories on this card

We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Education
  • Transportation & Tolls
  • Utilities
  • Government
  • International
  • EMI
  • Wallets
  • Fuel
  • Rent