BOB UNI GoldX (Rupay) credit card credit card
Joining Fee:

FREE

Return Percentage:

Apply Now

Credit Card Overview

A co-branded UNI Gold X variant issued by BOB, offering digital-first usage, EMI flexibility, and cashback on lifestyle and shopping categories with benefits of Rupay Network.

Best Suited For:

BOB logoBOB

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Forex markup
0%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

BOB UNI GoldX (Rupay) credit card — Milestones

No spend milestones on this card

There’s no bonus for hitting a spending target, and no fee waiver tied to one.

See cards with milestone rewards