BOB UNI GoldX credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 3%

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Credit Card Overview

A co-branded UNI Gold X variant issued by BOB, offering digital-first usage, EMI flexibility, and cashback on lifestyle and shopping categories.

Best Suited For: Airline Transfer, Hotel Transfer, Travel Booking

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 3%

Depends where you spend

Forex markup
0%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB UNI GoldX credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access