Joining Fee:
Apply NowFREE
Return Percentage:1% to 3%
Credit Card Overview
A co-branded UNI Gold X variant issued by BOB, offering digital-first usage, EMI flexibility, and cashback on lifestyle and shopping categories.
Best Suited For: Airline Transfer, Hotel Transfer, Travel Booking
BOBFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1% to 3%
- Forex markup
- 0%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB UNI GoldX credit card — Milestones
No spend milestones on this card
There’s no bonus for hitting a spending target, and no fee waiver tied to one.
See cards with milestone rewards