Joining Fee:
₹2499 +GST
Return Percentage:3% to 5%
Credit Card Overview
Bank of Baroda Varunah Premium Credit Card is a premium offering designed exclusively for Indian Navy personnel, combining strong reward earnings with lifestyle and travel-focused benefits. It offers accelerated reward points on key spend categories, unlimited domestic lounge access, complimentary Amazon Prime and fitness memberships, and reduced forex markup, making it well-suited for frequent spenders and travellers.
Best Suited For: Experience, Travel Booking
BOB
Fees and charges at a glance
- Annual fee
- ₹2,499
- Joining fee
- ₹2,499
- Reward rate
- 3% to 5%
- Forex markup
- 2%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Varunah Premium credit card — Earn Categories
Other categories
- Online15 reward points / ₹100
A maximum of 2,500 RPs can be earned per statement cycle.
- DiningF&B · Dining15 reward points / ₹100
A maximum of 2,500 RPs can be earned per statement cycle.
Everyday rate
- Base Rewards3 Reward Points (reward points) / ₹100
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fast food restaurants
- Fuel
- Transportation & Tolls
- Rent
- Government
- Education
- Hospitals
- Insurance
- Charity
- Wallets
- Agriculture
- Contractor
- Cleaning and Maintenance
- Supermarket & convenience store