BOB Varunah Premium credit card credit card
Joining Fee:

₹2499 +GST

Return Percentage:

3% to 5%

Credit Card Overview

Bank of Baroda Varunah Premium Credit Card is a premium offering designed exclusively for Indian Navy personnel, combining strong reward earnings with lifestyle and travel-focused benefits. It offers accelerated reward points on key spend categories, unlimited domestic lounge access, complimentary Amazon Prime and fitness memberships, and reduced forex markup, making it well-suited for frequent spenders and travellers.

Best Suited For: Experience, Travel Booking

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Fees and charges at a glance

Annual fee
₹2,499

Charged every year you keep the card

Joining fee
₹2,499

Paid once when you get the card, plus GST

Reward rate
3% to 5%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Varunah Premium credit card — Milestones

  1. Joining fee waived

    Spend ₹25,000 per statement cycle

    The joining fee will be waived.

  2. Annual fee waivedRepeats every year

    Spend ₹1,50,000 in a year

    The renewal fee will be waived.