Joining Fee:
₹999 +GST
Return Percentage:2% to 4%
Credit Card Overview
A lifestyle rewards card offering Spark 10X value on spends, providing cashback, milestone benefits, and lifestyle perks for active cardholders.
Best Suited For: Experience
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DBSFees and charges at a glance
- Annual fee
- ₹999
- Joining fee
- ₹999
- Reward rate
- 2% to 4%
- Forex markup
- 1.75%
- Interest rate
- 42% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
DBS Spark 10 credit card — Lounge Access
Domestic lounge
1 per quarterquarter- spend a minimum of ₹20,000 in the current calendar quarter