DBS Spark 10 credit card credit card
Joining Fee:

₹999 +GST

Return Percentage:

2% to 4%

Credit Card Overview

A lifestyle rewards card offering Spark 10X value on spends, providing cashback, milestone benefits, and lifestyle perks for active cardholders.

Best Suited For: Experience

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Fees and charges at a glance

Annual fee
₹999

Charged every year you keep the card

Joining fee
₹999

Paid once when you get the card, plus GST

Reward rate
2% to 4%

Depends where you spend

Forex markup
1.75%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

DBS Spark 10 credit card — Milestones

  1. Welcome benefit

    No spend needed — within 60 days

    5,000 Cash Points

  2. Spend rewardRepeats every year

    Spend ₹15,000 in a month

    Cardholders spending ₹15,000+ monthly earn 10X points on online spends & 5X on offline spends.An extra 18 points (online) & 8 points (offline) per ₹200 spent will be credited beyond base points.

  3. Spend rewardRepeats every year

    Spend ₹75,000 per statement cycle

    Spend ₹75,000 quarterly to earn 3,500 points.

  4. Annual fee waivedRepeats every year

    Spend ₹2,00,000 in a year

    The renewal fee will be waived.