HDFC Bharat Cashback credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A Bharat Cashback variant that delivers cashback on fuel, bill payments, and everyday categories, aimed at budget-conscious users in semi-urban markets.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Bharat Cashback credit card — Benefits and Offers

Insurance cover

  • Death Insurance

    Complimentary accidental death insurance.

    Ongoing
    • Up to Rs.50 lakh complimentary accidental death insurance.
    How to use this
    1. Contact at 1800-266-9777 or schedule a call. You can also send a missed call to +91-9980970424 or email buyonline@hdfclife.in.