Joining Fee:
₹500 +GST
Return Percentage:1% to 2%
Credit Card Overview
A Bharat Cashback variant that delivers cashback on fuel, bill payments, and everyday categories, aimed at budget-conscious users in semi-urban markets.
Best Suited For: Cashback
HDFCFees and charges at a glance
- Annual fee
- ₹500
- Joining fee
- ₹500
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HDFC Bharat Cashback credit card — Lounge Access
No airport lounge access on this card
Lounge access is usually reserved for cards with an annual fee.
See cards that include lounge access