HDFC Biz First credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

0.5% to 1%

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Credit Card Overview

An entry-level business card providing rewards on everyday categories like travel, dining, and utilities, tailored for startups and small business owners.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Biz First credit card — Benefits and Offers

Dining & food delivery

  • Dining

    20% Discount

    Ongoing
    • Up to 20% discount on partner restaurants via Dineout when using your HDFC Bank Credit Card.
    How to use this
    1. To avail this benefit, log in to the Swiggy or Dineout app or website using your registered account. Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the offer at checkout. Complete the payment using your HDFC Biz First credit card.

Insurance cover

  • Insurance

    Insurance

    Ongoing
    • Fire and burglary insurance for shops up to ₹5 lakh.
    • Cash in safe/transit cover up to ₹25,000.
    • Electronic equipment insurance (excluding terrorism) up to ₹50,000.
    • Hospital cash (accident-only) payable per day up to ₹1,000.
    • Hospital cash (illness-only) payable per day up to ₹1,000.
    How to use this
    1. Contact at 1800-266-9777 or schedule a call. You can also send a missed call to +91-9980970424 or email buyonline@hdfclife.in.

2 more benefits on this card

We track all 4 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app