HDFC Biz First credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

0.5% to 1%

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Credit Card Overview

An entry-level business card providing rewards on everyday categories like travel, dining, and utilities, tailored for startups and small business owners.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Biz First credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    Get gift voucher worth Rs.250

  2. Spend reward

    Spend ₹75,000 per statement cycle

    Earn 2,000 CashPoints.